Streamlining lending processes has become crucial for the financial services industry. Without this automation, organizations are unable to minimize credit risks, reduce spending and increase customer acquisition and retention rates. This limits their ability to achieve operational agility, profitability and new growth.

This white paper discusses five actual Business Rule Management Systems (BRMS) deployments. It examines how financial services firms have shown gains in productivity and profitability by implementing a BRMS. These deployments are reviewed in a "before and after" format for credit and lending applications, including:

• Pre-qualification
• Best fit loan recommendation and selection
• Commercial loan approvals
• Automated underwriting
• Credit card account management