Marian Raab
Contributing Editor ,  American Banker
Marian worked as American Banker Special reports Editor for six years where she oversaw the daily financial newspaper's 25-plus annual supplements, ranging in topics from retail delivery to Emerging Technologies.

Dennis Moroney
Research Director, Bank Cards ,  TowerGroups
Dennis Moroney is a research Director at TowerGroups, responsible for bank cards industry research activities. He has over 25 years of experience in the financial service industry.

Richard Stark
Director of online Channels and Financial Performance Management Solutions ,  Actuate Corporation
Richard was a founding member of Pillar Corporation, which was acquired by Hyperion where he stayed for 11 years in various roles. At Hyperion, Richard was responsible for Financial Applications product development, marketing and sales strategies. He has spoken at numerous industry conferences and is an alumnus of the University of California, Berkeley.